Ayushman Bharat Yojna
Ayushman Bharat Yojana Cashless facility at Hopewell Hospital
The Ayushman Bharat Yojana is the biggest health insurance plan in the world. It offers health insurance of Rs 5 lakh to every Indian family that qualifies.
At Hopewell Hospital, we recognize the significance of the Ayushman Bharat Yojana as the world’s largest health insurance plan, providing invaluable support to millions of Indian families. This transformative initiative offers a comprehensive health insurance coverage of Rs 5 lakh to qualifying households, ensuring access to essential healthcare services.
With a reach extending to nearly 50 crore individuals, Ayushman Bharat plays a crucial role in addressing the healthcare needs of approximately 40% of economically disadvantaged families in India. Eligibility for participation in this program is determined based on occupation and socioeconomic status, leveraging data from the Socio-Economic Caste Census of 2011 to identify deserving beneficiaries.
Formerly known as the National Health Protection Scheme, Ayushman Bharat succeeded the Rashtriya Swasthya Bima Yojana established in 2008. Notably, Ayushman Bharat also extends coverage to families previously enrolled in RSBY but excluded from the SECC 2011 list. Financed by the Indian government, this initiative aims to mitigate the financial burden of exorbitant medical expenses, safeguarding families from the threat of impoverishment due to healthcare costs.
At Hopewell Hospital, we are committed to supporting the goals of Ayushman Bharat by providing quality healthcare services to beneficiaries, ensuring that they receive the medical attention they require without facing financial hardships. We are proud to be part of this monumental endeavor to enhance healthcare accessibility and affordability for all.
Key Features of Ayushman Bharat PM-JAY
- A well-defined cover of Rs. 5lakh will be provided to every eligible family, every year.
- The beneficiaries will be permitted to avail primary, secondary, and tertiary healthcare services from any of the empanelled public or empanelled private hospitals.
- The benefits will be entirely cashless and portable. This means that neither would the beneficiary have to wait for reimbursements, nor would their location impact their ability to access healthcare.
- The beneficiaries would be identified on the basis of the same deprivation criteria which were used while conducting the socio-economic caste census. This would help determine their entitlement.
- The principle of cooperative federalism would be strictly followed by giving adequate flexibility to the states in terms of expenditure incurred.
- The payments would be made on a package basis. The total costs, specific services and procedures which can be included in the package would be defined by the government in charge.
- An Ayushman Bharat National Health Protection Mission Council would be set up to facilitate coordination between the central and state governments. This apex body would be chaired by the Union minister for health and family welfare. To know more about Ayushman Bharat Yojana (आयुष्मान भारत योजना), please refer to official website.
- An Ayushman Bharat National Health Protection Mission Council would be set up to facilitate coordination between the central and state governments. This apex body would be chaired by the Union minister for health and family welfare. To know more about Ayushman Bharat Yojana (आयुष्मान भारत योजना), please refer to official website.
- Each state would be asked to create a health agency in order to seamlessly implement the scheme.
- An inter-operable and robust IT platform would be designed under the leadership of NITI Aayog, to make sure that all transactions under the plan remain paperless and scalable
Benefits Cover under PM-JAY
